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If sending $50, the amount that will go to fees is $1.25 and the recipient will receive $48.75. That's 2.5% going to fees, effectively.

* Using Domestic fee rate of 2.4% + $.05 (QR code - $10 and below)

To receive $50, a payment of $51.28 should be sent. $1.28 will go to fees. That's 2.5% in fees, effectively.

* Using Domestic fee rate of 2.4% + $.05 (QR code - $10 and below)