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If sending €0, the amount that will go to fees is €0 and the recipient will receive €0. That's 0% going to fees, effectively.

* Using Domestic fee rate of 3,4% + €,25 (€0 to €2500)

To receive €0, a payment of €0 should be sent. €n/a will go to fees. That's 0% in fees, effectively.

* Using Domestic fee rate of 3,4% + €,25 (€0 to €2500)