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If sending £0, the amount that will go to fees is £0 and the recipient will receive £0. That's 0% going to fees, effectively.

* Using Domestic fee rate of 3.4% + £.20 (£0 to £1500)

To receive £0, a payment of £0 should be sent. £n/a will go to fees. That's 0% in fees, effectively.

* Using Domestic fee rate of 3.4% + £.20 (£0 to £1500)