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If sending 0 TL, the amount that will go to fees is 0 TL and the recipient will receive 0 TL. That's 0% going to fees, effectively.

* Using Domestic fee rate of 3,4% + ,45 TL (0 TL to 4500 TL)

To receive 0 TL, a payment of 0 TL should be sent. n/a TL will go to fees. That's 0% in fees, effectively.

* Using Domestic fee rate of 3,4% + ,45 TL (0 TL to 4500 TL)