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If sending $600,000,000, the amount that will go to fees is $20,940,000.49 and the recipient will receive $579,059,999.51. That's 3.49% going to fees, effectively.

* Using Domestic fee rate of 3.49% + $.49 (Invoicing, PayPal Checkout, Venmo)

To receive $600,000,000, a payment of $621,697,233.96 should be sent. $21,697,233.96 will go to fees. That's 3.49% in fees, effectively.

* Using Domestic fee rate of 3.49% + $.49 (Invoicing, PayPal Checkout, Venmo)