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If sending ฿0, the amount that will go to fees is ฿0 and the recipient will receive ฿0. That's 0% going to fees, effectively.

* Using Domestic fee rate of 3.9% + ฿11

To receive ฿0, a payment of ฿0 should be sent. ฿n/a will go to fees. That's 0% in fees, effectively.

* Using Domestic fee rate of 3.9% + ฿11