If sending $1.39, the amount that will go to fees is $0.38 and the recipient will receive $1.01. That's 27.34% going to fees, effectively.
* Using Domestic and International fee rate of 5.4% + $.30
To receive $1.39, a payment of $1.79 should be sent. $0.4 will go to fees. That's 22.35% in fees, effectively.