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If sending $10, the amount that will go to fees is $0.85 and the recipient will receive $9.15. That's 8.5% going to fees, effectively.

* Using custom fee rate of 5.5% + $0.3

To receive $10, a payment of $10.9 should be sent. $0.9 will go to fees. That's 8.26% in fees, effectively.

* Using custom fee rate of 5.5% + $0.3