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If sending $100, the amount that will go to fees is $3.90 and the recipient will receive $96.10. That's 3.9% going to fees, effectively.

* Using Domestic - eBay payments fee rate of 3.4% + $.50 ($0 to $5000)

To receive $100, a payment of $104.04 should be sent. $4.04 will go to fees. That's 3.88% in fees, effectively.

* Using Domestic - eBay payments fee rate of 3.4% + $.50 ($0 to $5000)