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If sending $1,800, the amount that will go to fees is $52.50 and the recipient will receive $1,747.50. That's 2.92% going to fees, effectively.

* Using Domestic fee rate of 2.9% + $.30 (via online transaction)

To receive $1,800, a payment of $1,854.07 should be sent. $54.07 will go to fees. That's 2.92% in fees, effectively.

* Using Domestic fee rate of 2.9% + $.30 (via online transaction)