If sending $1,900, the amount that will go to fees is $55.4 and the recipient will receive $1,844.6. That's 2.92% going to fees, effectively.
* Using Domestic fee rate of 2.9% + $.30
To receive $1,900, a payment of $1,957.05 should be sent. $57.05 will go to fees. That's 2.92% in fees, effectively.