If sending $35, the amount that will go to fees is $1.71 and the recipient will receive $33.29. That's 4.89% going to fees, effectively.
* Using Domestic fee rate of 3.49% + $.49 (Invoicing, PayPal Checkout, Venmo)
To receive $35, a payment of $36.77 should be sent. $1.77 will go to fees. That's 4.81% in fees, effectively.