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If sending $950, the amount that will go to fees is $27.85 and the recipient will receive $922.15. That's 2.93% going to fees, effectively.

* Using Domestic fee rate of 2.9% + $.30 (via online transaction)

To receive $950, a payment of $978.68 should be sent. $28.68 will go to fees. That's 2.93% in fees, effectively.

* Using Domestic fee rate of 2.9% + $.30 (via online transaction)